# TransactionLink: SKU-level transaction data from merchants | Knot

> Knot provides SKU-level transaction data from merchants like Amazon, Walmart and Uber, fuelling your strategy and innovation.

TransactionLink™

## SKU-level data has arrived

From Tylenol to Tide Pods to Transit, unlock item-level transaction insights from top merchants like Walmart, Amazon, and Uber. Powering personalized offers, smarter analytics, and better customer experiences.

- [Get Started](https://www.knotapi.com/demo/)

## Trusted by

Current, Visa, Mastercard, OnePay, Bilt, American Express, PayPal, Plaid, Step, Unit

- [Unit Press Release](https://updates.unit.co/announcements/knot-integration)

## Unlock Deeper Purchase Insights

See exactly what consumers buy, not just where.
Power rewards, fraud detection, and smarter credit decisions.

## Put Users in Control

Enable secure item-level data sharing.
Streamline chargebacks, rewards, and spending insights.

## Fuel Business Growth

Drive targeted marketing and personalized offers.
Leverage real purchase data for retention and upselling.

## See Exactly What They Bought, Down to the Details

Go beyond merchant names and transaction totals to know precisely what was bought.
Identify a Nike Air Force 1 in size 10, a 12-pack of Coke Zero, or an UberXL to JFK that took 57 minutes.
Use this data to power hyper-personalized rewards, predictive insights, and smarter engagement.

## Wave goodbye to cardholder confusion

Enhance customer experience with clear, item-level purchase details upfront.
Reduce support costs by eliminating confusion around vague transaction descriptions.
Help users better understand their purchases with precise, SKU-level data.

## Stop Chargebacks Before They Happen

Protect your business from unnecessary disputes and chargebacks with SKU-level transaction data.
Prevent friendly fraud by providing clear, itemized proof of purchases upfront.
Reduce support costs and lost revenue by resolving disputes faster and more effectively.

## TransactionLink™ can power anything

## HSA/FSA reimbursement

Verify eligible healthcare purchases instantly with SKU-level data.
Eliminate manual receipt uploads for faster reimbursements.

## Travel & Expense Management

Auto-categorize business expenses with receipt-level transaction data.
Simplify reimbursements by matching purchases to corporate policies.

## Sustainability & Carbon Tracking

Help users track carbon footprints based on exact items bought.
Enable eco-friendly rewards for sustainable purchases.

## Insurance Claims Automation

Verify covered purchases instantly for home, auto, and medical claims.
Reduce fraud and processing delays with real-time purchase validation.

What Will You Build?

For the first time, SKU-level transaction data is fully accessible—ready to power new ideas, better experiences, and smarter solutions.

From personalized finance tools to automated claims processing, the possibilities are endless.

How will you use it?

## Quick to set up, easy to use

## Monitor spend

See the spend of cards that have been switched via Knot.

## Go deeper

Show transaction details at the SKU level, giving you deep insights.

## See Metadata

Get all transaction and account metadata in the background.

## Plan ahead

Always know about upcoming payments.

"Knot’s TransactionLink has dramatically improved the accuracy and consistency of our transaction data, enabling us to process rewards faster than ever."

— Rishi Ahuja, Co-Founder & CEO of Benny

## We support everywhere that your customers spend

Lyft, Uber, Starbucks, Netflix, Amazon, Walmart

+ 100s more

## Built for finance apps

## Personal Banking

Make switching banks easy for your customers.

- [Learn more](https://www.knotapi.com/personal-banking/)

## Business Banking

Ensure your company card is the default payment method.

- [Learn more](https://www.knotapi.com/business-banking/)

## BaaS

Know when a customer switches banks and reduce card errors.

- [Learn more](https://www.knotapi.com/baas/)

## Any questions, just ask

- [Get in touch](https://www.knotapi.com/contact/)

### What is TransactionLink?

TransactionLink is an API that provides SKU-level transaction data from top merchants like Walmart, Amazon, Uber and more. It enables businesses to access detailed, itemized purchase insights, enhancing data analytics, customer experiences, and operational efficiency.

### Who is TransactionLink for?

TransactionLink is designed for developers, financial institutions, fintech startups, and businesses that need granular transaction data to build personalized offers, improve analytics, and drive better customer engagement.

### What can I build with TransactionLink?

With access to detailed SKU-level data, businesses can develop:

- Personalized recommendation engines

- Targeted marketing campaigns

- Advanced fraud detection systems

- Detailed financial insights and expense tracking

- …and hundreds of more ideas

### How does TransactionLink enhance user experience?

By leveraging item-level transaction data, businesses can offer tailored product recommendations, dynamic promotions, and more relevant content, leading to higher engagement and customer satisfaction.

### How does TransactionLink support financial operations?

It enables precise spending categorization, automated expense tracking, and accurate financial reporting, reducing discrepancies and improving budgeting for both businesses and consumers.

### What are the key benefits for developers?

Developers can integrate detailed transaction data into their applications in a weekend. Knot’s API is scalable, easy to implement, and provides access to enriched transaction insights.

### How secure is TransactionLink?

Transaction Link employs AES-256 encryption and follows strict security protocols, ensuring all data is fully encrypted, protected, and compliant with industry standards.

### How easy is it to integrate?

Integration is straightforward with our comprehensive documentation, SDKs, and sandbox environment that allow developers to quickly test and implement [TransactionLink](https://docs.knotapi.com/docs/transaction-link-documentation)

### Can TransactionLink scale with our business?

Yes, TransactionLink is built for scalability, capable of handling increasing data volumes as your business and transaction data needs grow.

### Is TransactionLink compliant with financial regulations?

Yes, we adhere to PCI, SOC I and II compliance standards, ensuring data security and legal compliance for all transaction data processing.

### What sets TransactionLink apart from other solutions?

Unlike traditional financial data providers, Transaction Link delivers SKU-level insights directly from user permission access, providing a deeper level of transaction intelligence that is more accurate and actionable.

### Can we customize how TransactionLink works for us?

Yes, businesses can customize data retrieval, filtering, and integration workflows to align with their specific use cases and operational needs.

Get started

## Integrate TransactionLink into your app

- [Get Started](https://www.knotapi.com/demo/)

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